
Contractors’ All Risks (CAR)
Cover for physical loss of, or damage to, the contract works during construction, together with third-party liability arising from the project.
Construction and engineering projects bring together owners, contractors, subcontractors and financiers, each carrying different risks at different stages. Damage during the works, delays to completion and claims from third parties can put budgets, timelines and relationships under pressure. Construction & Engineering Insurance protects the project from groundbreaking through testing, commissioning and handover.
At PWS, we look at the whole life of the project rather than a single policy. We review contracts, insurance clauses and the project programme to understand who needs to be protected and when, then work with specialist engineering markets to structure cover that satisfies contractual requirements and responds when something goes wrong on site.
Our Construction & Engineering Insurance solutions cover a wide array of risks, including:

Cover for physical loss of, or damage to, the contract works during construction, together with third-party liability arising from the project.

Protection for the installation, testing and commissioning of plant, machinery and steel structures, from delivery to site through to handover.

Cover for owned and hired machinery, tools and equipment against accidental damage, theft and breakdown, on and off site.
Whether you are a project owner, main contractor, specialist subcontractor or developer, PWS’s specialists help you meet contractual insurance requirements while protecting your own interests. From reviewing contract terms and placing cover to managing extensions, variations and claims, we provide end-to-end support throughout the project.
Build with confidence using PWS’s Construction & Engineering solutions, so your project stays on track even when the unexpected happens.

Construction & Engineering Insurance is essential for managing the physical, contractual and third-party risks that come with building and installation work. It safeguards project owners, contractors and financiers against damage, delay and liability throughout the life of a project.
No two projects share the same scope, contract structure or risk profile. With deep expertise and strong relationships with specialist engineering insurers, we design project-specific and annual programmes that match the way you build, so cover is in place from day one and stays aligned as the project evolves.
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Our specialists work closely with clients to understand their projects and contractual obligations, identify potential exposures and develop suitable Construction & Engineering solutions.
Supported by strong insurer relationships and market expertise, we help businesses secure appropriate protection and ongoing claims support.
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