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Specialty Risks Insurance

Some exposures fall outside the scope of standard insurance policies. Unpaid receivables, government action overseas and contractual guarantees can each carry significant financial consequences, and they need specialist underwriting knowledge to place effectively. Specialty Risks Insurance addresses the complex and less common exposures that conventional programmes are not designed to cover.

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How we work

At PWS, specialty risk starts with a detailed understanding of the transaction, the counterparty or the jurisdiction involved. We work closely with clients to define the exposure clearly, then draw on our relationships across regional and international specialist markets to find capacity and terms for risks many insurers will not consider.

Capabilities

Our Specialty Risks Insurance solutions cover a wide array of exposures, including:

Trade Credit

Protection against non-payment by customers due to insolvency or protracted default, supporting cash flow and giving you the confidence to extend credit terms.

Political Risk

Cover for overseas assets, investments and contracts against confiscation, expropriation, currency inconvertibility, political violence and contract frustration.

Surety & Bonds

Performance, advance payment, bid and other bonds issued on your behalf, helping you meet contractual requirements without tying up bank facilities.

Whether you trade internationally, invest in emerging markets or operate under demanding contractual terms, PWS’s specialists help you identify exposures that standard policies leave uncovered. From risk assessment and market placement to policy management and claims, we provide end-to-end support for complex and non-standard risks.

Protect against the risks others overlook with PWS’s Specialty Risks solutions, so your business can pursue opportunities with confidence.

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Comprehensive
Specialty Risks Insurance

Specialty Risks Insurance provides protection for exposures that fall outside conventional property, casualty and financial lines cover. It helps businesses manage credit, political and contractual risks that can have a significant impact on balance sheets and growth plans.

PWS: Tailored Specialty
Risks Solutions

Specialty risks are, by definition, different from one client to the next. With deep expertise and strong relationships with specialist insurers and markets, we structure bespoke solutions around the specific transaction, counterparty or jurisdiction involved, so the cover reflects the real exposure rather than a standard template.

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Why Choose PWS?

Our specialists work closely with clients to understand their transactions and operations, identify potential exposures and develop suitable Specialty Risks solutions.

Supported by strong insurer relationships and market expertise, we help businesses secure appropriate protection and ongoing claims support.

Insights & Articles

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