Proportional Facultative
Quota share and surplus placements on individual risks, sharing premium and losses with reinsurers in agreed proportions.
Facultative Reinsurance
Some risks are too large, too complex or too unusual to sit comfortably within a treaty. Facultative reinsurance allows insurers to place individual risks one at a time, protecting net retentions, supporting capacity for large accounts and keeping treaty portfolios clean. PWS has specialised in complex facultative business since the firm was founded in London in 1964.
How we work
At PWS, a facultative placement starts with the risk itself. We work with your underwriters to understand the exposure, the information reinsurers will need and the terms you want to achieve, then present the risk clearly to regional and international markets. Our aim is to secure the right capacity at the right price, quickly enough to support your own quoting timetable.
Capabilities
Our Facultative Reinsurance solutions cover a wide array of placements, including:
Non-Proportional Facultative
Excess of loss protection on single risks, capping your net exposure while you retain the working layer.
Risk Presentation & Placement
Preparation of underwriting submissions, survey information and loss history so reinsurers can assess the risk and respond with confidence.
Whether you need capacity above your treaty limits, protection for a risk your treaty excludes, or support on a heavy exposure such as power, telecoms or mining, PWS’s facultative specialists help you place it. From submission and market approach to binding, documentation and claims, we provide end-to-end support on every placement.
Protect your portfolio and your net retention with PWS’s Facultative Reinsurance solutions, so you can write the large and complex risks your clients bring to you.
Comprehensive
Facultative Reinsurance
Facultative Reinsurance gives insurers flexibility to accept individual risks that fall outside their treaty arrangements or appetite. It supports capacity for large and complex accounts, protects net retentions and helps keep treaty results stable.
PWS: Tailored Facultative
Reinsurance Solutions
Every facultative risk is different, and so is the way it should be presented. With deep technical expertise and long-standing relationships across regional and international reinsurance markets, we structure each placement around the specific risk and your appetite for it, rather than forcing it into a standard approach.
Speak to an Advisor
Why Choose PWS?
Our specialists work closely with insurers and intermediaries to understand each risk, identify suitable reinsurance markets and structure effective facultative placements.
Supported by strong reinsurer relationships and market expertise, we help clients secure appropriate capacity and ongoing claims support.
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