
Group Hospital & Surgical
Medical cover for employees, and optionally their dependants, for hospitalisation, surgery and related treatment, with outpatient and specialist options available.
People are the foundation of every organisation. A well-designed benefits programme helps attract and retain talent, supports employee wellbeing and meets your obligations as an employer — but costs, expectations and regulations continue to change. Employee Benefits provide the financial protection your people value, structured in a way your business can sustain.
At PWS, we look at your workforce, your budget and your objectives before recommending a programme. We benchmark benefits against the market, work with leading insurers to secure competitive terms, and support HR teams with enrolment, administration and renewals, so the programme is simple to run and easy for employees to use.
Our Employee Benefits solutions cover a wide array of needs, including:

Medical cover for employees, and optionally their dependants, for hospitalisation, surgery and related treatment, with outpatient and specialist options available.

Financial protection for employees and their families in the event of death, disability or serious accidental injury, on or off duty.

Cover for your statutory obligations to employees injured in the course of their work, including those under Singapore’s Work Injury Compensation Act.
Whether you are a growing business setting up benefits for the first time or an established employer reviewing an existing scheme, PWS’s consultants help you design a programme that fits your people and your budget. From plan design and market placement to employee communication and claims support, we deliver end-to-end solutions.
Look after the people who drive your business with PWS’s Employee Benefits solutions, so your team is supported when it matters most.

Employee Benefits combine medical, life and accident protection into a coordinated programme for your workforce. They help organisations care for their people, manage the cost of benefits and meet their obligations as an employer.
Every workforce has different needs, from demographics and job roles to locations and expectations. With deep expertise and strong relationships with leading insurers, we design benefits programmes that balance meaningful protection for employees with predictable, sustainable costs for the business.
Speak to an Advisor
Our consultants work closely with clients to understand their workforce, identify gaps in existing cover and develop suitable Employee Benefits solutions.
Supported by strong insurer relationships and market expertise, we help businesses secure appropriate protection and ongoing claims support for their people.
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